Recent Blog Posts

Get Memorial Day Cash in 24 Hours with an Online Cash Advance

PayDay2Go — Thu, 17 May 2012 00:04:00 GMT

A three-day weekend is fast approaching. With an extra day off work, families will take off for the beach, the mountains, the amusement park, or the city for a fun weekend of time together. Yet if you are low on cash right now, a Memorial Day celebration may be the last thing on your mind. If you need money for the fun weekend ahead, and don't know where it will come from, you don't need to take up a side job mowing lawns or cleaning your neighbor's home.

If your boss won't give you the money that you need, then all you need to do is apply for an online cash advance! These are fast, short, simple loans that can get you a few hundred dollars in no time. All you need to do is apply online, and once your application has been sent to the headquarters, we will review your information and determine whether or not you qualify. Because 95 percent of our applicants are accepted regardless of their credit, chances are that you will be just fine.

At PayDay2Go, we are working hard to get you your money fast. That's why we do all of our work electronically on an entirely secure website. We will send your money to your bank account as soon as possible, hopefully within 24 hours. Then, we will take our loan back electronically when it expires, which is usually when you next paycheck comes in. It is important that you make sure you can repay your loan when it is due, so that you will not be caught in a debt spiral later on. Make sure that you have the finances to satisfy your debt with interest, and you will be just fine. Get started right now and apply with us!

Missouri Attempts to Cap Payday Loans at 36 Percent

PayDay2Go — Fri, 11 May 2012 22:34:00 GMT

When it comes to payday loans, there are a variety of opinions. Some people believe that these loans are harmful to men and women in precarious financial situations, while others think that they are an excellent way to get the money that they need fast. Regardless of your opinion, payday loans are a fast way to get the money that you need when you need it. When you run into a pressing financial need such as medical bills or mandatory car maintenance, you may want a payday loan to foot the bill until your cash comes in.

Payday loans are perfect for people who live paycheck to paycheck. A majority of Americans carry out this lifestyle, and don't store their money in a savings account. These people need a place to get money when they are weeks from their paycheck and short on the funds to finance a pressing need. Given, payday loans can sometimes come with triple digit interest rates that intimidate customers. Because the average payday loan only lasts two to four weeks, this really isn't something to worry about. Even a high rate normally averages out to a reasonable amount of money.

In Missouri, lawmakers are concerned about the high interest rates, and believe that short-term loans with high interest rates can send citizens into a downward debt spiral. They have proposed a bill which will be voted on soon, which would cap all payday loan interest rates at 36 percent. While it may seem obvious that you would want to vote yes on the proposition, the truth is that a payday loan interest rate cap will put a lot of these companies out of business. A small 36 percent interest rate makes it so that payday lenders can hardly make a profit, and they will need to move to states without enforcement.

If you need a payday loan in Missouri, then you should contact PayDay2Go. We are an online payday loan company that can give you the money you need at a rate you can afford. We try hard to get you your cash in 24 hours! All you need to do is fill out our easy online application and wait for an e-mail reply. If you are accepted, we will match you with a reliable and safe lender who can get you the funds you need right away. Get started with us today!

Need Cash for Cinco de Mayo? Get a Payday Advance!

PayDay2Go — Sat, 05 May 2012 00:52:00 GMT

Holidays like Cinco de Mayo are full of fun for just about everyone- unless you are watching your money. Sometime purchasing the food and the party outfit that are fitting for this holiday is just too much on your pocketbook. Maybe you're a student who is still struggling to pay off loans, or possibly you are just low on cash at the beginning of the month. Most Americans live paycheck to paycheck, and the farther away they are from their payday, the less money they have in their bank account. These people wait until the next direct deposit replenishes their accounts, and then spend until the money dwindles again.

In you are in this situation- there is a way to fix your financial trouble. Are you simply waiting for your paycheck to come in, and wishing you had the money to participate in Cinco De Mayo festivities this weekend? What if you could get your paycheck just a few weeks early? Well, now you can! Even if your boss won't give you the finances that you need, PayDay2Go will. We offer online payday advances. These are fast and easy loans that only last a couple of months. When you apply for a loan with PayDay2Go, we will review your application and match you with the perfect lender for your situation.

If you are approved for a loan with us, then we will get you the cash you need in a short amount of time. In fact, we can normally transfer your funds electronically within 24 hours! That way you will have your money in time for the Cinco De Mayo party! At PayDay2Go we accept almost all of our applicants, and we work around the clock to give you the fastest, easiest payday loan we can. You can trust us, because we are accredited with the Better Business Bureau and run on state of the art security systems. Get started today and get the money you need for the weekend you deserve!

Summer Vacations and Cash Advances Online

PayDay2Go — Sat, 28 Apr 2012 00:48:00 GMT

Summer is fast approaching. Maybe your children are counting down the days until they are out of school, or you are a college student anxiously tapping your pencil and waiting for the semester to end. Summer is a time of liberation for students; a time to explore and a time to experience new things. Oftentimes this includes a vacation of some sort. Parents may want to plan a special vacation where they can spend time with their children who have been busy with school activities all year. Young adults may be hoping to take a road trip with friends.

When you are in a tight spot with finances, the fun summer vacation you were hoping for may seem impossible. No matter where you go, plane tickets, gas money, hotel fare or rental fees will take a toll on your pocket book, and maybe you can't afford that right now. But if you want to make memories with your family or friends, and need some help with the funds, a cash advance online can help! At PayDay2Go, we issue online cash advances and payday loans, which only last two to four weeks. They are a great solution when you are stuck financially and are waiting for another payday to come your way.

Like the name insinuates, a cash advance is a post-dated check. Our company will give you the money you will earn next month, right now! That way you can make your plans and finance your trip before your payday comes in. Once you are set to go, you can repay us the money with interest, and enjoy the vacation of your dreams. Get started today by applying on our website. We accept 95 percent of our applicants, and you don't need a high credit score to qualify. In fact, we won't even check your credit score! So apply online at PayDay2Go and finance your summer plans!

Financing Dental Work with a Cash Loan

Payday Loan News — Thu, 26 Apr 2012 15:45:00 GMT

Did you visit the dentist recently and learn that you need to have an expensive procedure performed? If so, you may not have the money in the bank to pay for your treatment right now. Rather than defer the procedure and risk worsening your oral health, you have several financial options you can consider. First, you should speak with your dentist about your predicament. You may be able to work out a payment plan over the next few months that makes the cost of your procedure more manageable. To show the dentist how serious you are about paying your bills on time, you could even make a down payment that will go towards paying off your bill.

Don't have enough for a down payment? Consider taking out a payday loan. As long as you have a steady paycheck, a bank account and are over the age of 18, you could qualify for this type of short-term loan which is offered by PayDay2Go. If you are ready to get the money you need to cover your dental work or other type of unexpected expense, complete our online application. Once approved, the money you need may be deposited into your checking account within 24 hours – it really is that fast and easy!

Short on Cash? Apply for a Payday Loan Online!

Payday Loan News — Wed, 25 Apr 2012 16:30:00 GMT

If you are like most people right now, you could use some extra cash for emergency situations. If you find yourself having to pay an unexpected medical bill, make car repairs or take care of your bills, you should consider taking out a payday loan. Applying for a payday loan is fast and easy. Simply fill out an online application and you will hear back about your loan in just a few hours. Are may be wondering what you can use a payday loan for and why you would take one out? When an emergency financial situation arises, you may not have enough money in the bank to take care of it. Rather than incur costly fees such as bank overdrafts and late fees, you can take out a payday loan.

It is important to take out just enough money to cover your short-term financial needs. While you may be offered a generous loan, it is wise to take just what you need and use the rest to start paying back your payday loan. Ready to get the cash you need to address your financial hardship? PayDay2Go has many solutions ranging from cash advances to same day loans. To get started, apply online and find out if you are approved within a few minutes.

Go Green to Get Green: Online Cash Advances

PayDay2Go — Mon, 23 Apr 2012 21:27:00 GMT

April 22^nd was Earth Day- a national holiday to celebrate the benefits of preserving our environment. While there are plenty of environmental concerns to talk about and remedy, some are easier to solve than others. One major concern among Americans is the amount of trees that we kill each year by printing on paper. According to PaperChase, we use about four billion trees worldwide to create the white standard paper that we print our documents on. Stacks of paperwork represent trees which we felled in the forests and jungles.

The trees we are destroying are not able to grow back as fast as they are cut, and the world is slowly being deprived of beautiful locations. Land that was once lush is now barren. If we could simply cut out the amount of paperwork and statements printed on paper, we could keep forests alive for years to come. To do this, many people are turning to online banking. With online banking, all statements, receipts, and transaction recordings are electronic. You are able to transfer your money, pay bills, and organize your accounts from your computer, and never receive a document in the mail.

This same concept is also available with payday loans and online cash advances. If you need money quick and don't know how to get it, then a payday loan or cash advance could be for you. These companies don't check credit and accept almost all applicants for a loan. With one of these short-term loans, you can get the money that you need within less than 24 hours, so that you will back on track with your finances right away. Payday2Go is one such company, and we want to give you a fast, paperless payday loan or cash advance experience.

With an online cash advance, you will be able to fill out an electronic application and submit it to our company in a matter of minutes. We'll respond to you promptly via e-mail, and then then if you are approved we will match you with a lender and wire the money into your account. It's fast, simple, and paperless so you are not only saving your time but saving the environment. Get started today and enjoy the benefits that an online cash advance can bring!

One Million Seek Payday Loans in UK Annually

Payday Loan News — Sat, 21 Apr 2012 00:20:00 GMT

As the global economy struggles to bring itself back to pre-recession levels, people around the world have been forced to turn to alternative financing options. In the United Kingdom, over 1 million people are believed to have used payday loans last year. According to Shelter, a charity for the homeless, an estimated 1 million people used payday loans to take care of their short-term financial needs. Another 6 million people used different ways of obtaining cash, such as credit cards and overdrafting their bank accounts.

The organization found that people have been turning to alternative measures to fund their debts, but these measures turn into a downward spiral that eventually places them further into debt. While taking out a payday loan is great for some circumstances, it should not be relied on for regular payments. If you are having trouble making large payments such as mortgage or car payments on a regular basis, you may want to seek alternative options to payday loans. However, if you are in need of a small loan amount for a short-term expense, a payday loan may be a great option. To get the money you need to cover an unexpected expense, fill out our online application and get cash deposited into your bank account with 24 hours.

Judge Says Payday Loan Interest Cap is Not Justifiable

Payday Loan News — Tue, 17 Apr 2012 01:30:00 GMT

A judge in Jefferson County ruled on an issue that could affect this fall's ballot. Judge D.G. ruled that a proposal to put a cap on payday loan interest rates was not justifiable based on the wording of the proposal itself. Several groups in Jefferson County have been working to set limits on payday loan interest rates. With more people relying on payday loans to take care of short-term financial needs, payday loan providers have been able to charge high interest rates without repercussion. However, this can be harmful for people who wind up using payday loan providers regularly and eventually find themselves deeper in debt due to high interest rates.

Although the judge did not say that he was against the idea of reducing interest rates, he did say that the proposal was deceiving to potential voters. It did not reveal the results of setting a cap on interest rates in regards to the businesses that provide them. Are you short on cash? If so, get the money you need until your next paycheck arrives by taking out a payday loan. To get started, complete our online application now!

Federal Government Investigates One Payday Loan Company

Payday Loan News — Sat, 14 Apr 2012 02:25:00 GMT

The federal government has stepped in and demanded that one payday loan company stop conducting illegal practices. It has been threatened with sanctions and fees that could shut its doors forever. Company executives have responded with an excuse that has become more common over the past few years. The FTC had been watching the company for several months after first learning that it could have been engaging in illegal practices. It reportedly failed to tell customers about inflated fees and other costs, as well as trying to collect on loans by threatening lawsuits and arrest. The company has responded by saying that since it is affiliated with a Native American tribe, it is not subject to federal law.

It is cases like this one that have brought national media attention to payday loan providers. The federal government has been working hard to protect consumers from the possibility of exploitation by loan providers that are not adhering to federal guidelines. If you are in the market for a payday loan, it is important that you work with a company that reveals its terms upfront like PayDay2Go. When you're ready to get the cash you need and deal with a company that is transparent, complete our online payday loan application to have money deposited into your account with 24 hours.

In a Financial Crunch? Get Cash Now!

Payday Loan News — Mon, 09 Apr 2012 15:10:00 GMT

Could you use some extra cash right now? If so, you are like most Americans who have felt the crunch of the financial crisis over the past few years. Rather than go to a bank and try to request a loan, you can take out cash loans for smaller amounts at similar rates. You can apply for a cash loan online and be notified of your approval within 24 hours. In order to qualify for a cash loan, you must be at least 18 years old, have a bank account and a steady paycheck. The concept of a cash loan, or a payday loan, is simple: you will be using your own money that you would have received in the future, but you can access it sooner by using a payday loan provider.

In most cases, a payday loan allows you to borrow small amounts of money. This can be used for anything, such as a car repair bill, doctor visit or other type of financial emergency. Instead of worrying about how you will address your financial hardship, apply for your cash loan now. PayDay2Go has an online application process that is quick and easy. Simply complete our cash loan application and find out if you are approved within minutes!

Missouri Refuses to Cap Interest Rates on Payday Lending

Payday Loan News — Fri, 06 Apr 2012 22:15:00 GMT

A ballot proposal in Missouri was shot down by a judge last week. The proposal was intended to set a cap on interest rates for payday loans. This is important news for both payday loan providers and potential clients. The Cole County Circuit judge reviewed the proposal drafted by the secretary of state's office earlier this year. In the bill, the office requested a cap on annualized interest rates on all payday loans in the state of Missouri. This cap would be set at 36% in order to protect people who obtain this type of loan.

However, the judge stated that since the office failed to include a financial summary of how much money businesses could lose from setting such a cap, the bill was deemed to be "inadequate" and "likely to deceive petition signers." Despite the ruling, supporters of the bill have continued to collect petition signatures in the hope that it will be pushed through in another form in the future. Do you need money fast? If so, know that a payday loan could be a great solution to your financial troubles. If you're ready to get the cash you need in little time, complete our online payday loan application now!

The Price Tag on Technology and How a Cash Loan can Help!

PayDay2Go — Wed, 04 Apr 2012 20:00:00 GMT

Have you ever had a gadget break down on you? Maybe you spilled a soda on your notebook computer, or dropped your iPad on the concrete. Possibly you shattered your smartphone screen or jumped in a pool with an iPod in your pocket. Whatever the situation, you know that fixing these pieces of technology is high. In fact, it can cost over a thousand dollars to fix a malfunctioning laptop, and many times phones and MP3 players need to be replaced instead of repaired. When you're living paycheck to paycheck, it isn't easy to come up with money for these pieces of equipment, yet in today's technology saturated culture, it is very hard to go without a phone or computer.

It is easy to get discouraged when your income won't cover your tech goof ups, but thankfully there is a way to afford the repairs and be back in the technology loop. PayDay2Go offers cash loans to get you through the month and get those phones fixed. All you need to do is apply on our website to start, and we accept 95 percent of all applicants! That way, no matter what your credit score is, you have a very good chance of being accepted. Paycheck advances or cash loans normally last two to four weeks. Therefore, you will want to take note of when your next payday comes in and remember that that is the day that your small loan is due.

Don't hesitate to log on a PayDay2Go today and apply for your cash loan. Our website is secure, and our company is accredited by the Better Business Bureau, so you won't need to worry about subversive activity. We will try to get you your money in 24 hours, and it will be electronically wired to your account. The best part about our service is that you don't even have to leave the couch! Our entire process is conducted online, and we work at all hours to get you your money as fast as possible. That way, you can be to the tech store and back with your working gadgets in no time. Get started right now!

What Exactly is a FICO Score?

Payday Loan News — Tue, 03 Apr 2012 00:00:00 GMT

If you are hoping to obtain a loan in the near future, it is important that your FICO score be as high as possible. Financial experts say that there are a few tricks to ensuring your FICO score is high enough to secure the loan you need. In general, high FICO scores are obtained by people who keep low balances on their credit cards, open new credit lines when needed and pay their bills on time. If you have run into trouble lately with your credit, it is possible to rectify your situation.

First, take the time to review your credit history by running a credit report for yourself. By keeping track of your credit history, you may catch mistakes on your credit report that can be removed and may lead to an improvement in your FICO. Second, instead of closing credit card accounts, keep them open and work toward paying down your balance. Closing your account may do more harm than good. Finally, avoid making purchases that will push you over your spending limit and be sure to make all your payments on time. By following these steps, it is possible to improve your FICO score over time. If you have a financial emergency and need immediate cash, know that you can apply for a cash advance with PayDay2Go and we will not run your credit report. This means that even if you have bad credit, you can still get the cash you need fast. Apply online now!

A Possible Payday Loan Bill Would Limit the Number of Loans

PayDay2Go — Sat, 31 Mar 2012 00:49:00 GMT

In Dover, Delaware, local news has reported rumors of a House bill which would limit the amount of payday loans an individual can take out. Payday loans usually provide a small amount of cash to a struggling individual who just needs to make ends meet between paydays. Contrary to popular belief, payday loan companies do not target families below the poverty line, but instead provide a helpful way out of a precarious financial situation for people in middle-class America. Payday loans allow people to pay for emergency medical costs, car maintenance, computer fix-ups, and more.

The bill which has recently been assigned to a House committee suggests that people should not be allowed to take out more than 5 payday loans at $1,000 each within 12 months. This way, people would not fall into the trap of taking out multiple payday loans to pay off other payday loan debts. When people borrow recklessly, they can get caught in a debt cycle, satisfying payments with other loans. In order to avoid this precarious position, it is important to set your own personal limit regarding how much money you will take out and how many loans you will cover.

In many states, there is already a limit as to how many loans can be taken out. States also put limits on how high the loans can be or the amount of interest that can be charged. At PayDay2Go, we offer online payday loans and online cash advances at rates you can afford. We make it easy for you to get the money you want. All you have to do is apply with us, which only takes a few moments, and if you are approved you could have your money in a day! Get started by filling out the application on our secure and safe website right now.